Free
Standard
€0
/ month
- European (and French) IBAN included
- Visa or Mastercard card
- Interbank-rate exchange up to €1,000/month
- Free ATM withdrawals up to €200/month
New, 10 August 2026: Revolut is now a licensed bank in France (full banking licence, assessed by the ACPR and the ECB). Find out what it changes for you.
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Independent site · Practical analysis · Data checked on 8 September 2026
News · 10 August 2026
Revolut, now a licensed bank in France
On 10 August 2026, Revolut Bank S.A., a newly created bank incorporated under French law, obtained a full banking licence following a joint assessment by the ACPR (the French banking supervisor) and the European Central Bank. France becomes Revolut's headquarters for Western Europe.
-
Your deposits guaranteed by the FGDR up to €100,000
Once your account has been migrated to the French bank (two months' notice by email), your eligible funds are covered by the French deposit guarantee fund (FGDR) instead of the current Lithuanian scheme.
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French supervision and an unchanged French IBAN
The business is supervised by the ACPR. The French IBAN that resident customers have had since 2024 is kept: your bank details and card stay the same after the migration.
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The way is open for credit and regulated savings
In time, the licence allows a full banking range (credit, savings, mortgages). Revolut has not announced any timetable: we are following the topic without overselling it.
Which Revolut plan is right for you?
From the completely free entry-level plan to the most comprehensive offer, Revolut covers every profile. The key differences at a glance, with prices in force since 9 July 2026.
Plus
Plus
€3.99
/ month
- Everything in Standard
- Purchase protection and basic travel insurance
- Fee-free exchange up to €3,000/month
- Partner subscriptions (Duolingo, Flo and more)
Premium
Premium
€10.99
/ month
- Unlimited exchange at the interbank rate
- Free ATM withdrawals up to €400/month
- Full travel insurance
- RevPoints ×2.5 and 1 GB/month eSIM data
Metal
€18.99
/ month
- RevPoints ×5 (1 point per €2)
- Discounted airport lounge access
- Stainless steel card
- Travel, purchase and phone insurance
Ultra
Ultra
€60
/ month
- Unlimited free lounge access (DragonPass)
- RevPoints ×10 (1 point per €1)
- ATM withdrawals up to €2,000/month
- Amazon Prime and 20 other partners included
Why switch to Revolut?
It is not only about fees. Revolut rethinks the everyday banking experience from the ground up.
Zero fees abroad
Pay in foreign currencies at the real interbank rate, with no hidden commission (apart from the weekend mark-up on Standard and Plus). No more nasty surprises on your statement after a trip.
Full control of your finances
Real-time dashboard, automatic spending categorisation, instant notifications for every transaction and, since September 2026, the AIR assistant to query your accounts in plain language.
RevPoints and loyalty programme
Earn points on every eligible purchase. The earning rate depends on your plan and accelerates on Premium, Metal and Ultra. Redeemable for tangible rewards.
Travel with peace of mind
Travel insurance included depending on the plan, airport lounge access, an eSIM with data included, a card with no exchange fees. Revolut is the ideal companion for frequent travellers.
Advanced security
Single-use or permanent virtual cards, instant card freezing from the app, strong authentication, detection of fraudulent calls. Your money is protected at every moment.
Open an account in 10 minutes
100% online, no appointment and no paperwork. Download the app, verify your identity, and your account is up and running within minutes.
RevPoints: Revolut's loyalty programme
RevPoints are Revolut's loyalty currency. Every eligible purchase earns you points, and the earning rate depends on your subscription plan. With a Standard account you already earn 1 point per €10 on your everyday purchases. On Premium, Metal or Ultra that rate is multiplied, up to ten times on Ultra, which can add up to substantial value over a year.
How do you use them? RevPoints can be redeemed for discounts through Revolut Pay, for airline miles (1 point = 1 mile with Flying Blue and around thirty other programmes), for stays or for partner perks. The value of a RevPoint depends on the option chosen at redemption: we use 0.7 cents per point as an indicative value.
As an example, a Metal user spending €2,000 a month earns 1,000 RevPoints per month, worth roughly €7, an amount our guide breaks down point by point.
Full RevPoints guide
Illustrative mock-up, fictional values
Your RevPoints
12,450
Online shopping+4,200 pts
Spending abroad+3,800 pts
Subscriptions+2,100 pts
Other+2,350 pts
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