What we cover
The personal Revolut plans available in France (Standard, Plus, Premium, Metal, Ultra), the RevPoints programme, account features (joint account, virtual cards, insurance, credit), using Revolut abroad and regulatory news, in particular the French banking licence obtained on 10 August 2026. We do not cover Revolut Business accounts, nor investment products beyond a factual description.
How we check the facts
- Official sources first. Every price, limit, multiplier or guarantee is checked against Revolut's official pages (pricing grid, legal fee pages, help centre). The specialist press is only used to date an event or when Revolut does not publish the figure (for example the price of a lounge pass).
- A single data file. All plan figures are centralised in one file that feeds the pages, the comparison table and the simulator. A correction therefore applies everywhere at once: this is what prevents one page contradicting another.
- Systematic dating. Every page shows its last update date and, for pages with figures, the date the data was checked. Last global check of prices: 8 September 2026.
- Explicit confidence level. When a figure is not published officially (lounge price, value of a RevPoint), we flag it as indicative and explain how it is estimated.
- Reproducible calculations. The profitability examples are calculated from the data file, with the assumptions shown (monthly spending, number of trips). The simulator applies exactly the same rules.
Reference sources
- revolut.com/fr-FR/our-pricing-plans/ (official source, consulted on 8 September 2026)
- revolut.com/fr-FR/legal/standard-fees/ (official source, consulted on 8 September 2026)
- revolut.com/fr-FR/legal/ultra-fees/ (official source, consulted on 8 September 2026)
- help.revolut.com/en-US/help/wealth/exchanging-money/how-much-does-it-cost-to-make-an-exchange/will-i-be-charged-for-exchanging-foreign-currencies/ (official source, consulted on 8 September 2026)
- help.revolut.com/fr-FR/help/profile-and-plan/my-plan-benefits/revolut-plans1/plus-plan/ (official source, consulted on 8 September 2026)
- youbanque.fr/actualite/revolut-hausse-tarifs-premium-metal-ultra-2026 (press, consulted on 8 August 2026)
- comparateurbanque.com/comparatif-banque/banques-en-ligne/revolut-augmente-prix/ (press, consulted on 13 May 2026)
- milesopedia.fr/actualites/revolut-augmentation-prix-abonnements/ (press, consulted on 4 September 2026)
- help.revolut.com/fr-FR/help/profile-and-plan/my-plan-benefits/ultra-plan/free-lounge-pass/ (official source, consulted on 8 September 2026)
- revolut.com/fr-FR/lounges/ (official source, consulted on 8 September 2026)
- revolut.com/fr-FR/revpoints/ (official source, consulted on 8 September 2026)
- help.revolut.com/fr-FR/help/insurance-products/insuring-my-travel/what-am-i-covered-for/travel-insurance-features/does-my-insurance-cover-me-for-medical-expenses-abroad/ (official source, consulted on 8 September 2026)
- journaldugeek.com/2026/09/07/amazon-prime-inclus-dans-revolut-est-ce-que-labonnement-ultra-vaut-le-coup/ (press, consulted on 7 September 2026)
- help.revolut.com/fr-FR/help/profile-and-plan/my-plan-benefits/partnership-benefits/amazon-prime/ (official source, consulted on 8 September 2026)
Figures and assumptions used across the site
- Indicative value of a RevPoint: 0.7 euro cents (100 points = €1 through Revolut Pay; 1 point = 1 mile with partner airlines).
- DragonPass lounge access: about €35 at full price and €28 at the discounted rate (prices shown in the app, subject to change).
- Monthly value of insurance: an estimate of the cost of equivalent cover bought separately (see the breakdown by plan on each plan page).
Funding and independence
RevOptimize is funded by referral links to Revolut: when a reader opens an account through our links, we earn a commission, at no extra cost to them. These links are flagged next to each button and in the footer. They change neither the price paid by the reader nor our conclusions: we say explicitly when the free plan is the best choice, and our pages list the limits of every plan.
Reporting an error
Despite our checks, a piece of information may become outdated or contain an error. Write to contact@revoptimize.fr stating the page concerned: we will correct it and update the page date.